John Hasler wrote:
> Catja writes:
> > That's what I would have guessed, but others seem to have other
opinions
> > - I'm not in the US, I can't judge what the likelyhoods are; I just
feel
> > that everything the OP is doing at this point can lead to her being
sued
> > for _something_, so she might as well give the horse relief.
>
> Her liability is limited to the value of the horse. He already has her
> money. There is nothing for him to sue her for: he can just keep her
> money.
I hadn't realised she'd paid for it - one more reason to give the poor
thing vetinary care.
> > It's likely, yes. And I'd hate it if that happens, but that's why you
> > have the horse vetted and why you insure it the moment you take
> > posession.
>
> From what I can tell the insurance premium would exceed the value of the
> horse.
Are premiums that prohibitive in the US?
> > I'd rather pay the bill and know the horse is being looked after. If I
> > have it in my care, it gets care.
>
> You've got lots of money.
Surely the consequence of that is not having money?
If I bought the horse outright, I'd be responsible, too, so unless I
*can* afford the vet, I can't buy a horse. And if the horse gets ill in
my care, it's my responsiblity, so yes, I pay the bills. (If you have
the horse vetted, you can insure it for vet bills here, which means you
pay the first <whatever>, but don't have to worry about colic surgery.)
To have a horse in my care and *not* to treat it is, to me, unthinkable.
At this point, I don't worry about who owns the horse and who benefits
from the fact that I'm paying the bill, because it's pretty certain who
will suffer if I *don't* pay that bill - the horse.
If a farm call will break the bank, you can't afford a horse. When
you're looking for a horse you will spend a lot of money on the search
that you won't see back - you're driving all over the place, you might
have a prepurchase examn that falls through, you might have one ****pped
out and on trial and pay board and if it doesn't work out you'll return
the horse... so looking for a quality horse means the willingness to
write off some of your money.
Calling a vet to give a horse emergency treatment suddenly doesn't look
inaffordable.
Catja
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writing blog @[EMAIL PROTECTED]
http://beyond-elechan.livejournal.com
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